Please read and comment on our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
You can watch all the commercials and Google all the cheap insurance you want online and you will come up with a ton of insurance company results. But the bottom line is that there really is no such thing as cheap insurance.
Cheap coverage, definitely.
The fall season is without a doubt the best time of the year for a road trip for a couple or with the family. There are harvest festivals to attend, local fairs to visit and fantastic foliage to look for, all in the next two months before we tuck in for the long cold winter.
When you are about to embark on your excursion, whether it is spontaneous or not, it is always good to have some necessities already packed in your car along with your emergency car kit, just in case. Please tell me you have an emergency kit, right?
We will call this a “Basic Necessities Kit”. Don’t be discourage for it may seem like an extensive list but a little preparation goes a long way to make any trip more enjoyable, even when the unpredictable happens.
Consider purchasing a plastic under-the-bed storage bin for it’s flat and on rollers so it can be pulled out for easy accessibility. Then add the following items to your storage bin: [Read more...]
The shift in today’s workforce numbers are indicating that there’s an increase of older adults staying in the workforce instead of retiring. Statistics show that among the 65 and older, 18.5% are still working. Those numbers have created a safety challenge throughout the nation. Reason being, that senior motorists whom are traveling to and from work, will experience the age-related deterioration in their driving skills with vision, strength and cognitive abilities.
The rise in concern is stemmed from the fact that highway deaths are the leading cause of occupational fatalities and older workers have an even higher highway fatality rate of more than three times that of the average worker between the ages of 18 and 54. Now, unlike retirees who can delay their trips until driving conditions improve, older workers must often drive in poor conditions in order for them to be to work on time or meet a deadline, therefore increasing their driving risk. [Read more...]
Ah.. Really?!? You can call yourself a sailor?!?
However, the instant you hear the boat’s keel bump the bottom it’s either an indication of the beginning of something catastrophic (like this guy) or it’s just a momentary gut-clench. Usually a typical grounding is somewhere in between the two scenarios. But getting the boat ungrounded will require a bit of skill and a little bit of luck.
What should you do in when this happens to you?
Your first priority is to react quickly, so once you feel that initial bump you will have a good chance to be freed.
This is arguable even more critical than distracted driving. Movies such as Fast & Furious 1 through 6 and now 7, make speeding and drag racing appear to be very cool and really tempting. Meanwhile, fatal teen crashes are ticking up from 30% to 33% for 2011. The Governors Highway Safety Association (GHSA) found that from 2000 through 2011, there were 19,447 speed-related crashes involving teen drivers. This is half of all fatal crashes involving 16-year-old drivers with three or more passengers are speeding-related. Among the most common scenarios are young males driving at night with other teen passengers. Studies also show that the deadliest days of the year for teens on the road occur during the summer months of June, July and August. [Read more...]
Donald J. Medeiros Insurance Agency Provides Auto, Homeowners, Business, Life, Disability, and Long Term Care Insurance to All of Massachusetts, Including Rhode Island and New Hampshire.
Donald J. Medeiros Insurance Agency Is Compliant With The 201 CMR 17.00: Standards For The Protection Of Personal Information Of Residents Of The Commonwealth.