Please read and comment on our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
If your one of the lucky ones who has yet to be in an accident, you should count your blessings. However, being in the know is still a good thing when you haven’t a clue on what to do.
After all these years of driving (30 plus years or so), I hadn’t had an accident on my driving record yet. Well, until now. The year of 2014 was my year of accidents. I had just purchased a brand new SUV, a nice pearl color. My wife picked it out, just so you know. I loved the feeling of my brand new car, the smell and all, and it had lasted all of two weeks. Yep! Two weeks, my friends! [Read more...]
You’ve just dropped off your young adult at his or her new home away from home for the next 9 months. Unfortunately, the hard part is not quite over because in the next few weeks both you and your son or daughter will be going through a time of transitioning. But rest assured it will get easier as time goes on. Here are a few tips as you go through these new experiences and changes.
The top priority is to communicate trust with your son or daughter. You’ve done your job bringing up your children, now it’s time to see that what you’ve instilled in them, that they will make good choices on their own. Talk to him or her about your values and your expectations. Make it clear that the lines of communication are wide open regardless of the miles between you and whatever challenges that may come, that you are there for him or her to talk when you are needed. [Read more...]
Now that you finally own your own jetski or PWC (Personal Water Craft), there is so much that you need to know before you get in the water to ride. It’s just like driving a vehicle on the road because there are rules and signs that need to be obeyed, even in the water. However, operating a PWC is different from driving a car or a motorcycle for there are no lanes or lines on the water to guide you on where and how to go. That is why knowing the basic rules of the road and the navigational aids are so important.
Let’s give you some basic skills to get you started.
There is so much to do in the month of May around the house and yard that it could keep a person busy well into June. But, be sure to put the watercraft on that list as well, so when the warmer weather comes around there isn’t a problem that is discovered and the boat ends up out of commission for the entire summer. Some marinas will offer a commissioning service to check a boat’s systems and get it ready for the water. But if you feel comfortable doing it yourself, it should only take a few hours of your time and save you quite a bit of money.
Here is a list of things that should be checked:
Once all the systems are checked, you will have ample time to address any repairs or replacements that are needed before summer rolls in. By that time, you will be able to enjoy the ride and the fishing….
Here at Donald J. Medeiros Insurance Agency our goal is to try to help our viewers by suggesting solutions about different topics of interest, as well as insurance needs. But, by no means can we address each reader’s specific concerns. So, we strongly advise to check with an expert on the subject area discussed to address your specific needs. However, you can always contact us for any insurance questions or concerns you may have and we will be happy to help you. We are able to offer a complete line of auto insurance, homeowners insurance and marine insurance products for all of Massachusetts, Rhode Island and New Hampshire.
All it takes is small improvements to make a world of difference in the look and feel of your home.
With spring here and the snow finally gone, it is a perfect time to start making plans for your all the DIY jobs that you want to tackle in these next few months. Consider starting with the basic maintenance of your home, that way you will know which improvements are a priority. Here’s a list of ideas of where to start.
Gutters – This is the easiest and the usually the least expensive task. Simply cleaning them up and removing any debris is all that is needed. Make sure all the drainage areas are unblocked and the downspouts are clean and pointing 2 – 2 ½ feet away from your foundation. This can help avoid any water from entering the home and causing damage.
Roof – Check your roof thoroughly for any missing or upturned shingles, for this can eventually cause leaks and therefore damage throughout your home. So, take extra time to see if any shingles are lifting. If your roof is in good shape with the exception of a few shingles, here is a helpful DIY link on how to replace them. Otherwise, if there is considerable lifting in large areas, you will need to contact a roofing contractor for further assistance. [Read more...]
Donald J. Medeiros Insurance Agency Provides Auto, Homeowners, and Business to All of Massachusetts, Including Rhode Island and New Hampshire.
Donald J. Medeiros Insurance Agency Is Compliant With The 201 CMR 17.00: Standards For The Protection Of Personal Information Of Residents Of The Commonwealth.