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Tag: Personal Property Insurance

Homeowners Insurance Trivia: When A Neighbor’s Tree Hits Your House, Who Pays?

Believe it or not, you do. Or rather your homeowners insurance does. Most tree-falling incidents are generally caused by “acts of God” such as ice, heavy winds, lighting, wind and snow, and are considered uncontrollable events which no one is held liable for the destruction that it creates. So, in that case, if your home is struck by a neighbor's tree during a storm, your homeowner insurance will cover the damage done to your house, as well...