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Tag: Renters Insurance

The Five Types of Insurance Every College Student Needs

Parents face many challenges in preparing a child for college. The process generally starts in the junior year, including monitoring grades, applying for scholarships and grants, and visiting various college campuses. The focus on college can become an all-consuming task. Once a college is chosen, and your child is accepted, a new set of challenges arises.  One neglected area to add to the college "to-do"...

Beginner’s Guide To Renters Insurance

Landlords carry commercial property insurance to protect them from loss in case of a covered disaster, such as a fire or explosion. But this coverage protects only the building structure and the landlord, not your belongings when you are renting a house, apartment, or condo. Renters insurance can help replace your personal items lost in a disaster. What Does Renters Insurance Cover? Named Perils The...

What Does My Renters Insurance Cover?

If you are renting a home or apartment, it is important to have renters insurance. Although there is no legal requirement that you carry renters insurance, it may be required by your landlord under the terms of your lease. It helps protect both you and your landlord by ensuring that, if something happens on the premises, either the landlord’s insurance or your renters insurance will...

Planning Tips For The Perfect Holiday Season

For those of us who love family get-togethers, parties, and events, this is a favorite time of year. Get started on your planning early so you have a safe and special holiday. We have gathered together some great planning tips that will help you make your holiday fun and safe. Holiday Decorating Making your home festive is a lot of fun, but there are some...

3 Reasons To Have Renters Insurance

Are you a renter? If so, keep in mind that you have a big financial investment in all of your possessions. If you were forced to pay to replace what you have, it would probably cost you tens of thousands of dollars, maybe even more. There are three major reasons you want to have renters insurance: You Can Replace What You Lost. You may think...