It is official ladies! We rule the road!
A recent study was done by an analytics company called Quality Planning, who gathers statistics for policyholder information. They wanted to determine which gender was the better driver. They ran comparisons using records from traffic violations, accidents and insurance price statistics. The results came back that a whopping 80% of all car accidents that were either fatal or produced serious injuries were caused by male drivers. The study also indicated that women were 27% less likely to cause an auto accident than men. Back in 2007, 6.1 million car accidents were male drivers, while women were only involved in 4.4 million. As for the traffic violations, the males were higher in almost every category. Whether it was reckless driving, failure to yield, seat beat violation or speeding, the men were cited at a much higher ratio. On the more serious side of things, male drivers out-numbered the females 3.08 to 1 ratio for driving under the influence and driving while intoxicated. These statistics all indicate to as why the average policy for a male costs approximately $200 more a year than the average female.
You can call it testosterone, higher levels of aggression or whatever the case may be, it is quite obvious that women on a national average are better drivers than men. So, next time ladies when a comment is made about “a female driver”, rest assured you’ve got the ammunition to put that person in his place. Who Ha!
Here at Donald J. Medeiros Insurance Agency our goal is to try to help our viewers by suggesting solutions for all insurance needs. By no means can we address each reader’s specific concerns in every incident. So, we strongly advise to check with an insurance representative to address your specific needs. However, you can also contact us for any questions or concerns and we will be happy to help you. We can offer coverage for both Massachusetts and Rhode Island communities.
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