Be Your Own House Crasher With These Simple Home Improvements
Posted by Donald J. Medeiros Insurance Agency on
All it takes is small improvements to make a world of difference in the look and feel of your home.
With spring here and the snow finally gone, it is a perfect time to start making plans for your all the DIY jobs that you want to tackle in these next few months. Consider starting with the basic maintenance of your home, that way you will know which improvements are a priority. Here’s a list of ideas of where to start.
Gutters – This is the easiest and the usually the least expensive task. Simply cleaning them up and removing any debris is all that is needed. Make sure all the drainage areas are unblocked and the downspouts are clean and pointing 2 – 2 ½ feet away from your foundation. This can help avoid any water from entering the home and causing damage.
Roof – Check your roof thoroughly for any missing or upturned shingles, for this can eventually cause leaks and therefore damage throughout your home. So, take extra time to see if any shingles are lifting. If your roof is in good shape with the exception of a few shingles, here is a helpful DIY link on how to replace them. Otherwise, if there is considerable lifting in large areas, you will need to contact a roofing contractor for further assistance.
Chimney – Examine the chimney cap to see if it is in good condition and remove any debris it may have. Also, examine closely the mortar and the bricks to be sure they are in good condition and not cracked or flaking away. While you’re there, check the roof flashing at the base of the chimney to be sure there is a watertight seal around the flashing. This can be patched with caulking, if needed.
Foundation – Check the entire exterior of the foundation for any visible cracks or holes. If any flaking or chipping is found, take a sturdy screwdriver and poke it in a few places. The concrete should be so hard that you can’t damage it. If you are able to chip a piece off, this may be an indication of deterioration and you will need to contact a structural professional.
Siding – Other than power-washing and examining for loose siding, vinyl siding is pretty much maintenance-free. If you have wood siding, it needs to be treated every 4-6 years with a good pressure washing. But on a yearly basis, check for cracks and holes for that’s where moisture and pests can get into. Most repairs are easy to fix and it involves re-nailing loose sheathing, replacing any rotted elements and patching any holes or gaps.
Windows – Check the condition of the window frames and sashes. Look for signs of moisture if you have double or tripled-paned windows. This indicates that a seal has failed and needs to be replaced. Check for any gaps between the window casing and the wall. These can be filled with a latex caulking or insulating foam. Replace all worn out rubber seals which will help reduce air and water leaks as well as secure the window in place.
Taking the time for these regular maintenance tips can potentially save you hundreds, even thousands of dollars in major home repairs. Because once a problem goes undetected, it can quickly snowball and cause some very costly damage to your home. Another benefit from keeping up with your home maintenance is that it can save you money on your homeowners’ insurance. A well-kept exterior can withstand the elements of the harsh weather significantly better than one that is unmaintained. Therefore, eliminating your risk against having to put in a claim due to water or wind damage.
Once you’ve completed the necessary repairs on your home, you can sit back and relax and enjoy the lazy, warm days of summer!
Here at Donald J. Medeiros Insurance Agency our goal is to try to help our viewers by suggesting solutions for different subjects, as well as insurance needs. By no means can we address each reader’s specific concern. So, we strongly advise to check with an expert in the topic area to address your specific needs. However, you can also contact us for any insurance questions or concerns and we will be happy to help you. We offer a complete line of homeowners insurance, auto insurance, renters insurance and business insurance products, plus so much more, for all of Massachusetts, Rhode Island and New Hampshire. We look forward to hearing from you soon!