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Insurance Advice: What to do if you ever hit a deer while driving?
Posted by Donald J. Medeiros Insurance Agency on
No one ever wants to get into an accident, let alone with Bambi. But, unfortunately during mating and hunting season, it becomes more and more of a problem and a risk.
The first thing that should be considered is if you have the coverage. Making sure there is adequate insurance in place is always a good idea for any event. But there are also precautionary measures you can take to help avoid hitting an animal in the first place. That alone will reduce your risk of personal injury or collision with another vehicle or obstacle and decrease the chance of damage to your car and save the life of an animal.
Here are some ideas to keep in mind:
Majority of animal-related accidents are at dusk, overnight or dawn. If you have to drive during those times, just keep your speed down and pay close attention to your surroundings, especially if you’re in a rural area.
Whenever possible, use your high beams. Brighter lights can make it easier to spot an animal and the reflection in the eyes. Also you will be able to see for longer distance therefore increasing your awareness.
If an animal does run in front of your car, use your brakes and hesitate to swerve. Most animals will travel in the same direction of the swerve. Allow the animal to make the decision as to the direction it will travel instead.
Be aware that there may be more than one animal out there. If you spot one, keep watch for others.
If you do hit an animal or deer, contact the proper authorities immediately. Do not approach or touch the animal. Never leave the scene until you have been cleared by the authorities to do so. Leaving a scene after injuring an animal is considered animal cruelty and may result in a heavy fine or jail.
Although the number of collisions across the U.S. involving vehicles and deer are decreasing, it doesn’t mean that the problem has been eliminated. It is still recommended to remain alert and careful.
Here at Donald J. Medeiros Insurance Agency our goal is to try to help our viewers by outlining potential exposures and suggest solutions for all insurance needs. By no means can we address each reader’s specific concerns in every incident. So, we strongly advise to check with an insurance representative to address your specific needs. However, you can also contact us for any questions or concerns and we will be happy to help you.