Tag: Donald J Medeiros Insurance Agency

April is Distracted Driving Awareness Month

Every April, the National Safety Council has promoted Distracted Awareness Month and its’ message is to encourage the public to start driving without the use of a cell phone. This year’s theme “What were you thinking?” focuses on educating the public on the distraction to the brain from a cell phone conversation while driving, whether it is a handheld or hands-free device. It is estimated...

What Is A Good Age To Start Considering Long-Term Insurance?

Ideally, between the ages of 50 and 65. This age group begins to think realistically about retirement and is actively planning for that golden day. Usually, they will have the other financial requirements behind them at that point such as a mortgage, college tuition and the like. So, planning for the financial impact of retirement is the next logical choice. With that, it is prudent...

Homeowners Insurance Trivia: When A Neighbor’s Tree Hits Your House, Who Pays?

Believe it or not, you do. Or rather your homeowners insurance does. Most tree-falling incidents are generally caused by “acts of God” such as ice, heavy winds, lighting, wind and snow, and are considered uncontrollable events which no one is held liable for the destruction that it creates. So, in that case, if your home is struck by a neighbor's tree during a storm, your homeowner insurance will cover the damage done to your house, as well...

Helmets Save Lives, Consider Wearing Them

A little more than half of the U.S. has a universal helmet law and it’s becoming a growing public health concern. The reality is that 4,500 people were motorcycle fatalities last year and of those fatalities, 41% of the motorcycle operators and 50% of the passengers were not wearing a helmet. Those numbers are staggering. The good news is that helmets are estimated to prevent approximately...

There Is Another 6 Weeks Of Winter?!? *sigh*

 According to the infamous Punxsutawney Phil , we’re not out of the woods yet for winter. The ever-enduring task of dealing with icy roads, freak snowstorms and just plain bitter, cold is just what we have in store for us in the next few weeks.  Brrr! So, I thought this was a good opportunity to put out a friendly reminder about how to weather some of winter’s...