Tag: Life Insurance

The Importance Of An Insurance Checkup

Every year, it is advised that you take the time to get an "insurance checkup." Your financial health is an important issue, one that will affect every area of your life. Having the correct levels of coverage for your business insurance and personal insurance is a critical issue, and your policies should be reviewed on a yearly basis. As a business changes and grows, insurance...

What Is A Good Age To Start Considering Long-Term Insurance?

Ideally, between the ages of 50 and 65. This age group begins to think realistically about retirement and is actively planning for that golden day. Usually, they will have the other financial requirements behind them at that point such as a mortgage, college tuition and the like. So, planning for the financial impact of retirement is the next logical choice. With that, it is prudent...

Merry Christmas From Our Family To Yours

A Personal Note from Donald J. Medeiros Christmas is when I get a little nostalgic, thinking about the people who are of importance to me. It’s not just about my family and friends that I think about, but it’s my staff whom work hard every day and my customers who have their consistent loyalty to me and the agency, that I am especially grateful for....

Social Security, What You Can Do To Prepare For Retirement

It is forecasted that in the year 2033 Social Security will only be able to pay 70% to 75% of the scheduled promised benefits when an individual is ready to retire. And as if the news about Social Security isn’t bad enough, Medicare’s hospital insurance fund is expected to run out starting in 2024. So now what?? For those of you who are already retired,...

Money Lessons 101: Insuring Your College-Bound Student

There is no age limitation to purchasing life insurance. While our children are young, most parents don’t consider this because it is not something they think about long term. While it is true that our children ages is not as high of a risk as an older adult may be, it is still possible for them to pass away prematurely, leaving a large amount of...