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Category: Personal Protection

Halloween: Are trick or treats covered by your insurance?

Unfortunately, it’s not just trick-or-treaters you have to deal with on Halloween it’s also acts of vandalism and sometimes theft. Generally, more incidents occur on Halloween with more trickery than any other holiday. It is advisable that home and auto owners, take precautions to protect their property. This will reduce the chances of falling victim to Halloween’s practical jokes. Keep areas well-lit and put things that...

What does having Insurance mean to YOU?

Before you answer that, read the conversation below between a customer and his insurance agent and then tell us how you feel.  A customer, Mr. Smith walks into XYZ Agency with his insurance invoice in hand.  Mr. Smith: “I’m not happy! My insurance just increased another $50.00. It’s beginning to seem that every year my insurance bill just keeps on getting higher!” The Agent: “I’m...

Insurance Advice: What to do if you ever hit a deer while driving?

No one ever wants to get into an accident, let alone with Bambi. But, unfortunately during mating and hunting season, it becomes more and more of a problem and a risk. The first thing that should be considered is if you have the coverage. Making sure there is adequate insurance in place is always a good idea for any event. But there are also precautionary...

September is Life Insurance Awareness Month

An industry-wide effort that involves hundreds of companies and thousands of insurance advisors was created by the LIFE Foundation in 2004, in an effort to raise awareness on the growing concern of Americans who lack adequate life insurance protection. Statistics show that there is still a good majority of Americans that do recognize the importance of having life insurance but the number of those who actually...

What You Can Do To Prepare For A Hurricane

Hurricane Preparedness Basic steps that you can take to make sure that you are prepared should a hurricane strike: Create a “Family Emergency Plan” – you want to ensure that every family member knows how to reach or reconnect with each other. Post emergency numbers (fire, police, ambulance) by the phone. Teach children how to call 911 for help. Identify family meeting places in case...