It’s been a difficult year for apartment fires and the already high numbers just continue to grow. On Easter Sunday, a 16-unit apartment building in Dartmouth had gone up in flames, displacing thirty-five of the residents. After officials evaluated the damage yesterday, it was concluded that the upstairs apartments had lost everything, while the ground floor units were mostly affected with smoke and water damage. In a case like this, coverage is everything.
Many renters have little or no understanding as to the importance of renters insurance. Some assume their landlord has insurance, which is probably the case, but that doesn’t mean that the tenants’ possessions are covered. Others will just assume that this kind of tragedy will never happen to them and I’m sure that is how some of the Dartmouth Woods residents that are now without homes had once felt too. However, there was an exception. The article from South Coast Today indicated that Mr. Clarence Golembiewski, a 93 year old retired volunteer firefighter, did in fact have renter’s insurance to cover him and his wife’s losses. The fact that he was a firefighter makes him aware about the risks and how the tragedy strikes, it doesn’t discriminate. So, if you are a renter and reside in a multi-unit building, it is probably wise not to throw caution to the wind and begin to think about purchasing renters insurance coverage.
Here at Donald J. Medeiros Insurance Agency our goal is to try to help our viewers by suggesting solutions for all insurance needs. By no means can we address each reader’s specific concerns in every incident. So, we strongly advise to check with an insurance representative to address your specific needs. However, you can also contact us for any questions or concerns and we will be happy to help you. We are able to offer a complete line of personal & commercial insurance products for all of Massachusetts, Rhode Island and New Hampshire.